Watercraft Insurance provides financial protection against the risks associated with owning and operating a boat or other watercraft. Just like auto insurance, watercraft insurance helps cover the costs of repairs or replacement if your vessel is damaged or stolen. It also provides liability coverage in case you are responsible for causing damage to someone else's property or injuring another person while boating. Without watercraft insurance, you could be personally liable for these costs, which can be substantial. Additionally, many marinas and waterways require proof of insurance before allowing vessels to be docked or launched, making watercraft insurance a practical necessity for boat owners.
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